Insurance and Payment Information

General Best Practices:

  • Bring your insurance card to every appointment.

  • Bring your photo ID card to every appointment.

  • Contact your insurance provider to confirm your benefits or call our clinic with questions.

  • Participation with an insurance plan does not guarantee coverage. Patients should confirm benefits directly with their insurance provider.

Accepted Insurance Plans

Insurance co-pays are due at check-in. Northern Rockies Orthopaedics Walk-In Clinic accepts many major insurance plans. Coverage and patient responsibility vary by plan.

  • Aetna

  • Allegiance

  • Blue Cross Blue Shield

  • Champ VA

  • Cigna

  • EBMS

  • First Choice Health

  • First Health

  • Humana

  • Medicare

  • Missoula County Employee Benefits

  • Montana Health Co-Op

  • Montana Medicaid

  • PacificSource

  • Railroad Medicare

  • Tricare West

  • VA TriWest

We do NOT accept/bill:

  • Auto Insurance

  • Indian Health Services/ Tribal Health

  • Third Party Liability Insurance

  • United Healthcare (UHSS, GEHA, UMR) *as of October 1, 2026

Workers Compensation

Prior to scheduling we need the following information to request authorization:

  • Worker’s compensation carrier

  • Claims mailing address

  • Date of injury

  • Claim #

  • Employer at time of injury

  • Adjustor and contact information

If your injury did not occur in Montana, your worker’s compensation carrier must agree to the Montana worker’s compensation fee schedule.